This zakat calculator adds up your zakatable wealth (cash, savings, gold, silver, trade goods and money owed to you), subtracts debts due now, compares the total with the nisab and, if it is reached, applies the 2.5% rate. Because gold and silver prices change daily, you type in today's price per gram.
Zakat is 2.5% (one fortieth) of zakatable wealth that has reached the nisab and been held for a lunar year. The nisab is the value of 85 grams of pure gold or 595 grams of pure silver. With 50,000 in savings and a nisab below that, zakat is 50,000 ÷ 40 = 1,250.
Enter your numbers and press Calculate.
For information only. This calculator follows the general method in ZATCA guidance. It is not a fatwa; for complex holdings (shares, businesses, debts) consult a qualified scholar.
How to use the Zakat calculator
- Enter cash at home and in bank accounts, then the weight and purity of gold and the weight of silver you hold as savings.
- Add the value of trade goods or investments held for sale, and money others owe you that you expect to receive.
- Enter debts you must pay now.
- Type today's gold price per gram (24k) and silver price per gram from a trusted local source, choose the nisab basis and press Calculate.
The formula
This follows the method in the Zakat, Tax and Customs Authority (ZATCA) guidance for individuals: value gold and silver at the price on the day zakat is due, convert gold to its pure weight by karat, and divide by 40 once the nisab is reached.
Worked example
Savings of 50,000 and 100 g of 21k gold, with gold at 400 per gram and the gold nisab. Pure gold = 100 × 21 ÷ 24 = 87.5 g, worth 35,000. Total = 85,000. Nisab = 85 × 400 = 34,000, which is reached, so zakat = 85,000 ÷ 40 = 2,125.
FAQ
Is zakat due on jewellery I wear?
Scholars differ. ZATCA's simplified guide for individuals states that jewellery kept for personal use or lending is not zakatable, while gold kept as savings or for trade is. Ask a scholar you trust if unsure.
Gold or silver nisab: which should I use?
Both are accepted measures. The silver nisab is much lower, so more people reach it; many scholars recommend it as the more cautious choice for cash. ZATCA's calculator checks each against its own nisab.
Where do I get today's gold price?
Use a local jeweller, your bank or a trusted market source on the day your zakat is due. This calculator does not fetch live prices.
Do I pay zakat on my house or car?
No. Items for personal use, such as your home, car and furniture, are not zakatable unless held for trade.
Sources
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